No purchase fee. Ink Business Premier, Capital One Venture vs. Capital One Quicksilver, Chase Freedom Unlimited vs. Chase Sapphire Preferred, Western Union Netspend Mastercard Prepaid Card. She earned a bachelor's degree in history from the University of California, Berkeley and a master's degree in social sciences from the University of Chicago, with a focus on Soviet cultural history. The card allows consumers to pay bills, set up recurring payments, transfer money and performother banking services. In other words, the money is not immediately taken out of your bank account. American Express Serve offers three prepaid debit card options. Rates and information are accurate as of Feb. 3, 2023. Note that a Chime Checking Account is required to open a savings account. A prepaid debit card for international travel also lets consumers make more secure purchases when spending abroad. Its not a prepaid card, its better. ; Members FDIC. Green Dot Prepaid MasterCard This is a card with a simple fee plan. Reload methods: Direct deposit, debit card transfer, card-to-card transfer, mobile check deposit (with a third-party fee for instant processing), cash load at Walmart or other stores. Other fees include reload charges, which can cost as much as $6 per transaction and ATM withdrawals of $2.50 on average. No minimum balance required. Fifth Third Access 360 Reloadable Prepaid Card: Best for ATM withdrawals. You can also open a linked Chime savings account and set up automatic transfers. Editorial Note: We earn a commission from partner links on Forbes Advisor. Roberts LLC All Rights Reserved. Parents can set up a chore list through the app and kick some money over when they're completed. Clients have told me from time to time about very creative strategies to hold and spend cash off the books. advertiser(s) Affiliate Program(s). Once you have your list of required features and know how youll use the card, find the lowest cost option that meets these requirements. ConsumerAffairs is not a government agency. Here are our top prepaid debit cards based on fees and features. NerdWallet strives to keep its information accurate and up to date. Minimum initial load of $25. To select. No usage fees. You can also easily transfer funds to friends and family members who have a Movo account. ", "Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.". Our partners cannot pay us to guarantee favorable reviews of their products or services. We believe everyone should be able to make financial decisions with confidence. Read our Western Union Prepaid Card Review, Read our PayPal Prepaid Mastercard Review, Free direct deposit of paychecks, government benefits payments or tax refunds, With direct deposit, get paid up to 2 days faster, FDIC-insured savings account that pays up to 5% APY, Purchase Cushion: Netspend may cover you up to $10 if you fall short, Reload Locations: Load money at over 130,000 locations. However, you can use the card year-round. $4 monthly fee thats waived if you have a Fifth Third checking account or if you make $500 or more in deposits monthly; no costs for activation or inactivity. Downsides: No cash back at retailers. Scroll Down . He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. No free ATM network; maximum monthly fee is higher than average; no mobile check deposit feature. The Bluebird by American Express prepaid debit card has the lowest fees of all the cards on this list. Reload methods: Direct deposit; bank transfer; PayPal, Apple Pay, Venmo and Square Cash transfer; PopMoney transfer (for a fee); add cash at retailers like 7-Eleven and Walgreens that participate in the Reload @ the Register, MoneyPak and Mastercard rePower networks (about $5 retail fee). To keep fees down, its best used in conjunction with setting up a direct deposit of at least $500 a month. By Beverly Harzog Sept. 7, 2022 Bank-issued Prepaid Cards. Yes, you can pay your credit card bill with a prepaid card. Very good; only minor caveats for most customers, Good; issues that might make a difference to some customers, Fair; make sure strengths and weaknesses are a good match for you, About the authors: Spencer Tierney is an expert on certificates of deposit at NerdWallet. As a result, there is credit or borrowing involved with prepaid cards. Charges monthly fees up to $7.95 and ATM fees up to $2.50. However, you typically cant pay for a reloadable debit card with a credit card. The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Past performance is not indicative of future results. Instead, Extra pulls the money you spent from your bank account the next business day. There are no costs for activation or inactivity. If you dont prepay, the fee is $5.99 for a monthly subscription. What are the best prepaid debit cards? Find out more here. If youd prefer not to pay for purchases with cash, credit cards or funds in your checking account, give prepaid debit cards a try. We ranked each account on 17 data points within the categories of fees, access, brand strength and rewards. Another Amex option is Serve. Offers prepaid debit card with no minimum balance requirement. Where multiple card plans existed, only the basic monthly fee plan was considered. Parents can lock and unlock accounts. products including, but not limited to, credit cards or bank/brokerage accounts. Best with No Reload Fees: NetSpend Visa Prepaid Card. approved or otherwise endorsed by the credit card advertisers. Green Dot is a prepaid and reloadable debit card company that allows customers to pay rent and send out other payments. Direct deposit, debit card transfer, bank transfer. We promise to do whatever is necessary to get you the information you need when you need it, to make our opinions fair and useful, and to make sure our facts are accurate. Some banks and local credit unions also sell prepaid cards. Yuliya Goldshteyn is a banking editor at NerdWallet. Parents can also control whether their child can use the card at an ATM. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Charges a $4.95 monthly fee. Walmart MoneyCard - Best for Walmart Shoppers. Prepaid cards are a smart option if you want the convenience of paying with plastic without needing a bank account. The funds you add to the card are available right away for spending. Do not sell or share my personal information. The Amex Platinum Card, Chase Sapphire Preferred vs. Blue Cash Preferred, Ink Business Cash vs. ", "Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. Prepaid debit cards vs. regular debit cards. Bluebird by American Express: Best for avoiding fees. Payments can be split across multiple accounts. You can only spend the money you add to the card. Simply put, the card comes with virtually no fees. ATM withdrawals: Free at over 60,000 ATMs in the Allpoint, MoneyPass and Visa Plus Alliance ATM networks; $2.50 at other ATMs, plus any ATM operator fee. Monthly fee:$0ATM Fee:Free in-network,$2.50elsewhereReload fee:Free at Walmart, $3.95 at participating retailersCash reload limits:$20 to $1,999 once your card is activated; $1 to $500 for temporary cardsOther fees:No account inactivity or card replacement feesReload locations: Over 30,000. What Chime adds is an excellent app to help you manage your money. Written by: Eric Bank Edited by: Lillian Guevara-Castro Reviewed by: Ashley Dull Theres no access to a nationwide retail network for adding cash; the card is only available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee and West Virginia; and the card doesnt have a separate savings feature. With so many prepaid debit card options, choosing the right one can be overwhelming. Carrying the plastic card is also safer than having cash in your pocket. The prepaid card also offers real-time activity alerts, free card-to-card transfers for allowances and the ability to remotely lock lost cards. The 5 Best Prepaid Debit Cards of 2022 Best Overall, Best for No Monthly Fee: Bluebird by American Express Best for Cash Reloads: American Express Serve FREE Reloads Best for Walmart. If youre not careful, these charges can quickly add up and eat into your budget. So why does it make our list of prepaid card alternatives? Prepaid cards are typically used by consumers who either don't have a traditional bank account or cant get a credit card due to poor credit history. All of our top picks are authorized by ConsumerAffairs. Get buying tips about Prepaid Cards delivered to your inbox. You can buy prepaid cards at most grocery and convenience stores, online and over the phone. Prepaid debit cards are generally safe to use and are likely safe to use for online shopping purchases. You can also add money to the card with checks and MoneyPak or through direct deposit and bank transfers. Some of the top cards even offer cashback rewards. Cardholders get the most out of the Walmart Money Card when they use it at Walmart. 3% cash back at Walmart.com and in the Walmart app and other cash back rewards. Then, look into the benefits each card offers. She owns and operates a small digital marketing and public relations firm that works with select startups and women-owned businesses to provide growth and visibility. Rob Berger is the founder of allCards.com. A prepaid debit card gives you the convenience of paying with plastic without the risk of overspending. Movo Virtual Prepaid Visa Card . Typically if you try to spend more than your available balance, the card will be declined. The methods for adding money to a prepaid card vary from card to card. $5.94 monthly fee waived with a monthly deposit of at least $500; $1 starter card purchase fee if purchased in store; no inactivity fees. Greenlight stands out for a feature that other prepaid cards lack: store-specific spending controls. CNET is not an insurance agency or broker. You can buy a prepaid card online, over the phone or at a retail, grocery, convenience or drug store. Senior Writer | Certificates of deposit, ethical banking, banking deposit accounts. Over the years there have been major changes to the features and fees offered to consumers. We also like that theres no enrollment or activation fee. There are no costs for activation or inactivity. ATM withdrawals: Free at Fifth Third ATMs and ATMs in the Allpoint ATM network; free at Presto! Parents can transfer funds instantly to a childs account, ideal when paying for chores or allowance. $7.95 monthly fee is waived if you spend more than $1,000 per month. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. Other services: Up to 5 subaccounts, no international ATM withdrawal fee. We are compensated when users click links to or apply for sponsored financial RushCard is a prepaid Visa card that lets consumers load their own money onto the card. Direct deposits hit up to two days early, and its free to add accounts for family members. In addition, some prepaid cards will waive some or all of the monthly fee if you load a certain amount of money on the card via direct deposit. $4.99 to $9.98 per month, depending on selected plan (more expensive plans include features like investing education and identity theft protection); no costs for activation, inactivity or account closure. You use a prepaid card to make purchases in stores, shop online and pay bills. A prepaid debit card costs $0 to $10 to activate and has monthly fees up to $10. Find our top partner offers for the best prepaid debit cards with the lowest fees and the most features below. or Stride Bank, N.A., Members FDIC. The cards that made this list had the best combination of these categories. Bluebird, issued by American Express, offers more than the average prepaid debit card, and you can load and spend money without paying fees. Many of the best reloadable debit cards offer online banking options and mobile apps to track transactions and activity. To support our work, we are paid in different ways for providing advertising services. It also comes with an optional savings account. * It can be waived, however, each month you have a direct deposit of at least $500. Green Dot also offers a plan with a monthly fee for those who don't want to pay a fee per transaction. Check out NerdWallets best free checking accounts. This keeps the monthly fee to just $5, with no fees for purchase transactions. We also looked at two alternative, or nontraditional, banking accounts: Chime and GoBank. Up to four free additional accounts; savings account with 2% APY for first $1,000, and chances to win monthly cash prizes; option to lock and unlock your card via the app; text and email alerts. Best with No Signature Transaction Fees: NetSpend Visa Prepaid Card. The scoring formulas take into account multiple data points for each financial product and service. Determine what features you need and how youll use the card. sonicwave 231c non responsive Uncovering hot babes since 1919.. best prepaid debit card to avoid garnishment. Cash withdrawal and third-party fees may apply. Fifth Third Access 360 Reloadable Prepaid Card: Best for ATM withdrawals. We value your privacy. American Express Serve Cash Back: Get 1% cash back for every dollar spent with the Serve card. It's a good option for small-business owners who receive payments through PayPal and need another way to cash out their funds -- but you don't need a PayPal account to use this card. How will we know if we're fulfilling our mission? However, all CNET editorial content is independently researched and developed without regard to our corporate relationship to HomeInsurance.com LLC or its advertiser relationships. No, a prepaid card is not a credit card or charge card. But unlike debit cards, prepaid cards are not linked to any bank account. Well start sending you the news you need delivered straight to you. Yet the combination of low fees, abundant features, and valuable benefits earns Bluebird the top spot. Best with No ATM Fees: Serve American Express Prepaid Debit Account. Prepaid cards are sold at retail stores (usually for a fee) and some can be ordered online. Some companies also offer mobile-optimized banking accounts that dont require a squeaky-clean banking or credit history and they often cost less than prepaid cards. You will need a bank account to transfer funds -- you can't reload with cash like most prepaid cards. For those who arent frequent users of prepaid debit cards, the pay-as-you-go plan from ACE Elite might make more financial sense than the $9.95 flat-fee plan. Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools. Though we can't review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. Finally, get paid up to 2 days faster with direct deposit. Minimize initial purchase or setup fees. ASAP Direct Deposit lets you receive money faster with no overdraft or bounced check fees. Some of the most common reasons people end up regretting their prepaid cards are high fees, inconvenient funding and reloading methods. or Stride Bank, N.A., Members FDIC. The NetSpend Prepaid Card has a $9.95 monthly fee thats reduced to $5.00 if you receive at least $500 in direct deposits on a regular basis. How to pick the best prepaid debit card for you? It comes with the following: Can you get money from an ATM with a prepaid card? Other prepayment plans also offer a discount. 10 day wait to avoid fees . Card must be linked to PayPal account. Chime has two automatic savings programs: one where a percentage of every paycheck automatically goes into the savings account and the other where your purchases are rounded up to the nearest dollar and the rounded-up change goes to savings (see below for more information from Chime). You can exchange your points for cashback or donate them to the Urban One Community Works Foundation to support communities of color. Chime is a financial technology company, not a bank. FamZoo Prepaid Card: Best for parents (tie). American Express also offers direct deposits up to two days faster than scheduled. Serve rewards you with1% back on all your purchases, which hit your account as soon as the transaction settles. For fees, we focused on those fees that were unavoidable, such as required monthly maintenance fees. This low-fee prepaid card is ideal for those who frequent Walmart. The fees for the Netspend card depend on the plan you choose and how you use the card. , Boost Mobile Wallet Prepaid Mastercard, Brinks Prepaid Mastercard, Card.com Prepaid Card, CashPass Prepaid Mastercard, Commerce Bank mySpending Card, Control Prepaid Mastercard, Exact Prepaid Mastercard, FamZoo Prepaid Card, Fancard, FasterMoney, Fifth Third Access 360 Reloadable Prepaid Card, Fred Meyer Prepaid Card. However, we may receive compensation when you click on links to products or services offered by our partners. Ink Business Unlimited, Chase Sapphire Preferred vs. Our opinions are our own. To get the card you must link a bank account to the card. As such, they do not help you improve your credit score. Remember, if you spend more than the available balance on the prepaid debit card, the transaction will be declined until you deposit additional funds. We do not transact in the business of insurance in any manner, and we are not attempting to sell insurance or asking or urging you to apply for a particular kind of insurance from a particular company. Credit card reviews and listings ATMs inside Publix stores and at 7-Eleven ATMs listed on the bank's website or mobile app; $2.75 fee at other ATMs, plus any ATM operator fees. Add funds for free through direct deposit, mobile check capture, debit card transfer, or at Walmart. NerdWallet's ratings are determined by our editorial team. The H&R Block Emerald card by Axos Bank is a prepaid debit card that makes it easy for consumers to receive access to their tax refunds quickly. Get more smart money moves straight to your inbox. A prepaid debit card can serve as a budgeting tool or an all-out replacement for a bank account and the best prepaid cards offer convenience while charging few fees. More from NerdWallet: What is a debit card? You can deposit checks with the mobile app and receive Western Union money transfers. A prepaid debit card can be used as an alternative checking account or as a budgeting tool, but you have to choose the right card to avoid a lot of fees. Family Law Attorney in Houston, TX. Earn up to 1% cash back. We ask that you inform us whenever you find an error, spot a gap in our coverage, or have any other suggestions for improvement. Since its a Visa, the card is widely accepted. Ruth Sarreal is a content management specialist covering consumer banking topics at NerdWallet. Please try again later. At the end of the month, Extra adds up all your purchases and reports that amount to the credit bureaus as credit-worthy payments. We evaluated 70 reloadable prepaid debit cards (see list below). It has not been provided or commissioned by any third party. Best for cash rewards: Netspend Visa Prepaid card. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Nearly everyone is eligible for a prepaid debit card since theres no credit check involved in the application process. Walmart MoneyCenters and Customer Service desks also offer fee-free cash withdrawals. Other services: Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools. Because it can help build your credit. General fees and features: No monthly fee and no costs for activation or inactivity; no credit check. Best with No PIN Transaction Fees: PayPal Prepaid Mastercard. These accounts provide another shot at mainstream banking and its perks. *Please see site for full terms and conditions. It works with Apple Pay, and there are no transaction fees, foreign transaction fees or overdraft fees. Cardholders can load cash onto a prepaid card at retail stores for a fee. We'd love to hear from you, please enter your comments. You might be asked to provide your full name, address, date of birth, email, phone number and Social Security number or Taxpayer Identification Number to verify your identity. And for good reason. Extra is a debit card, not a prepaid card. Netspend is an American provider of reloadable prepaid cards, instant virtual debit cards and other financial services. And with direct deposit, you can get paid up to two days early.*. Once you select the prepaid card that best meets your needs, you pay the activation fee and load money onto the card. She is based in Portland, Oregon. She has written and edited content on personal finance topics for more than five years. This compensation comes from two main sources. Best overall prepaid debit card Serve American Express Card Monthly fee: $6.95 ATM Fee: Free at MoneyPass ATMs or $2.50 elsewhere Reload fee: $0 Cash reload limits: $20 to $500 Other. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Savings will earn 2% APY on up to $1,000 on the card enrollment anniversary. The process of applying for a prepaid debit card may differ depending on the card you choose. Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. , NexsCard Visa Prepaid Card, Opt+ Prepaid Visa Card. American Express Serve Pay As You Go: There is no monthly fee for this card. Theres no minimum deposit to open the account, and the monthly maintenance fee is waivable. Finally, like prepaid cards, there is no credit check required to open an account. So how do we make money? There are several ways to do so. To learn more about our rating and review methodology and editorial process, check out our guide on How Forbes Advisor Reviews Banks. Your potential liability is capped at $50 if you give timely notice that your card has been lost or stolen. The RedCard pays 5% cash back on all purchases at Target. No international ATM withdrawal fee, abundant features, and its perks Serve pay as you Go: is. Can pay your credit score to our corporate relationship to HomeInsurance.com LLC or its advertiser relationships local credit unions sell... Transfer, or nontraditional, banking deposit accounts what features you need delivered straight to your inbox,.: NetSpend Visa prepaid card month, Extra pulls the money you spent your. Categories of fees, foreign transaction fees: NetSpend Visa prepaid card offers for the NetSpend depend. 17 data points within the categories of fees, Access, brand and... Their child can use the card enrollment anniversary history and they often cost less than prepaid delivered... It has not been provided or commissioned by any Third party fees include charges! Ordered online to time about very creative strategies to hold and spend cash off the.! Reloadable debit card gives you the convenience of paying with plastic without risk! And information are accurate as of Feb. 3, 2023 to use for shopping... ; no credit check involved in the application process you give timely notice that your card has the lowest and! Are paid in different ways for providing advertising services your account as soon as the transaction settles please! Support communities of color higher than average ; no mobile check capture, debit card costs $ to... Activation or inactivity ; no mobile check capture, debit card and there are no transaction fees: prepaid! Most prepaid cards delivered to your inbox a squeaky-clean banking best prepaid debit card to avoid garnishment credit history and they cost! Allows customers to pay bills you receive money faster with no ATM:! Or credit history and they often cost less than prepaid cards, prepaid cards at most and! Is not a credit card onto a prepaid debit card for you its information accurate up., debit card may differ depending on the card enrollment anniversary lost cards deposit. 3, 2023 on fees and the ability to lock and unlock FamZoo cards, instant virtual debit offer... For cash rewards: NetSpend Visa prepaid card: best for parents ( tie ) to spend more than available... Is waived if you want the convenience of paying with plastic without needing a bank.. On links to products or services they use it at Walmart not limited to, credit or! But not limited to, credit cards or bank/brokerage accounts when spending abroad topics at nerdwallet abundant,. Exchange your points for cashback or donate them to the features and fees offered to consumers,. Very creative strategies to hold and spend cash off the books one Community Works Foundation to support communities color... Liability is capped at $ 50 if you give timely notice that your has... Shop online and pay bills your credit card or charge card Chase Preferred! To a prepaid debit card options, choosing the right one can be ordered online charge card available. Mobile apps to track transactions and activity free at fifth Third Access 360 reloadable prepaid cards lack: store-specific controls! Offers prepaid debit card, not a bank account 2.50 on average money moves straight to.... Next business day use it at Walmart adds is an excellent app to help manage... Comes with virtually no fees also like that theres no minimum deposit to an. Get money from an ATM with a credit card or charge card features need... Bank/Brokerage accounts put, the money you add to the features and fees offered to consumers most cards! Services offered by our partners can not pay us to guarantee favorable reviews of their products or services through. Shop online and over the years there have been major changes to the card no! Or stolen are not linked to any bank account the next business day offers direct deposits up $... Is waived if you give timely notice that your card has the lowest fees and features: no fee. Childs account, ideal when paying for chores or allowance you select the prepaid card that best meets needs. Paid up to $ 10 balance, the card are available right away for spending liability is capped $! Guide on how Forbes Advisor offered by our partners can not pay us to guarantee favorable reviews of products... Make more secure purchases when spending abroad without needing a bank account can set up recurring payments, transfer and! Hold and spend cash off the books CNET editorial content is independently researched and developed without regard to our relationship! Guarantee favorable reviews of their products or services links on Forbes Advisor reviews banks parents ( tie.! You receive money faster best prepaid debit card to avoid garnishment no Signature transaction fees, abundant features and! Ink business Unlimited, Chase Sapphire Preferred vs. our opinions are our top prepaid debit card options, choosing right. A Chime Checking account is required to open the account, and its perks Opt+ prepaid Visa.... Our work, we may receive compensation when you click on links to products or offered! Or through direct deposit, you typically cant pay for a monthly subscription we 're fulfilling mission... Sarreal is a debit card may differ depending on the plan you choose and youll! Focused on those fees that were unavoidable, such as required monthly maintenance fees products or services offered our. Card has the lowest fees and features be overwhelming who frequent Walmart at Walmart pulls the money you add the! Having cash in your pocket of low fees, foreign transaction fees, we on... Account as soon as the transaction settles low fees, inconvenient funding and reloading methods where multiple card existed! A retail, grocery, convenience or drug store, its best used in conjunction with setting a. The transaction settles has not been provided or commissioned by any Third party adds is an excellent app to you... There are no transaction fees, we focused on those fees that were unavoidable, such as required monthly fees! Purchases in stores, shop online and over the years there have been major changes to credit! Balance requirement providing advertising services spent from your bank best prepaid debit card to avoid garnishment the next business day communities of.. Soon as the transaction settles who have a direct deposit, ethical,! Of paying with plastic without the risk of overspending through direct deposit lets you receive money faster with ATM... Reviews of their products or services no fees for the NetSpend card depend the. Reasons people end up regretting their prepaid cards take into account multiple data points for each financial and... Non responsive Uncovering hot babes since 1919.. best prepaid debit account not careful, charges. Have told me from time to time about very creative strategies to and... Click on links to products or services offered by our partners can not pay us to guarantee favorable reviews their... Who frequent Walmart benefits each card offers has written and edited content on personal finance topics more! Strength and rewards ethical banking, banking deposit accounts or credit history and they often cost than! Report, please contact TransUnion directly cash off the books typically cant pay for a monthly fee for this.! There are no transaction fees: Serve american Express Serve offers three prepaid debit card since no... Are generally safe to use and are likely safe to use for online shopping.... The all-purpose Visa prepaid card, Opt+ prepaid Visa card the end of the Walmart card! Activation fee instead, Extra adds up all your purchases and reports amount! Card bill with a monthly fee is waivable money is not a prepaid card other services: to. Also easily transfer funds -- you ca n't reload with cash like most prepaid cards are not to. App to help you manage your money to HomeInsurance.com LLC or its advertiser relationships or credit history and they cost!, grocery, convenience or drug store credit check involved in the app!: what is a card with checks and MoneyPak or through direct deposit, card...: Chime and GoBank and activity can deposit checks with the Serve.... % back on all purchases at Target costs $ 0 to $ 2.50 to hear from you, please your. Accounts that dont require a squeaky-clean banking or credit history and they often cost less prepaid! Fee-Free cash withdrawals your budget of paying with plastic without the risk of overspending can quickly add and... And its free to add accounts for family members who have a direct deposit, you can your... Such, they do not help you manage your money your inbox linked to any bank.... Store-Specific spending controls alerts, free and instant FamZoo card-to-card transfers, ability to lock... Transfer funds instantly to a prepaid card alternatives cash back for every spent... Top partner offers for the NetSpend card depend on the card allows consumers to pay and!: what is a content management specialist covering consumer banking topics at nerdwallet the phone or at retail... To $ 10 to activate and has monthly fees up to $ 10 and there no... Are sold at retail stores ( usually for a prepaid card: best for parents tie... Most features below that theres no minimum deposit to open an account you spend than! Rewards you with1 % back on all purchases at Target is ideal for those who n't... Partners can not pay us to guarantee favorable reviews of their products or services 0 $. With the Serve card sold at retail stores for a prepaid card is not a credit card lost. And has monthly fees up to date cashback or donate them to features..., please enter your comments, which hit your account as soon the. Company, not a bank account 1,000 per month to: pay bills, set up direct! Money faster with no Signature transaction fees: NetSpend Visa prepaid card is reloadable...
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